:root {
  --blue: #2749e8;
  --blue-dark: #1d38c4;
  --sky: #29c4f6;
  --navy: #0d1030;
  --ink: #2a2e45;
  --muted: #5c6178;
  --bg-soft: #f4f6fc;
  --line: #e3e7f2;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: #ffffff;
  line-height: 1.65;
}

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

/* Header */
header {
  border-bottom: 1px solid var(--line);
  background: #ffffff;
  position: sticky;
  top: 0;
  z-index: 50;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 16px;
}
.nav .logo img { height: 44px; display: block; }
.nav ul {
  display: flex;
  align-items: center;
  gap: 26px;
  list-style: none;
}
.nav ul a { color: var(--navy); font-weight: 600; font-size: 15px; }
.nav ul a:hover { color: var(--blue); text-decoration: none; }
.nav ul a.active { color: var(--blue); }

.btn {
  display: inline-block;
  background: var(--blue);
  color: #ffffff !important;
  font-weight: 700;
  padding: 12px 26px;
  border-radius: 8px;
  border: 0;
  font-size: 16px;
  cursor: pointer;
}
.btn:hover { background: var(--blue-dark); text-decoration: none; }
.btn-ghost {
  background: transparent;
  color: var(--blue) !important;
  border: 2px solid var(--blue);
}
.btn-ghost:hover { background: var(--blue); color: #ffffff !important; }

/* Hero */
.hero { padding: 72px 0 64px; text-align: center; }
.hero h1 {
  color: var(--navy);
  font-size: 42px;
  line-height: 1.2;
  max-width: 760px;
  margin: 0 auto 18px;
}
.hero p.lead {
  font-size: 20px;
  color: var(--muted);
  max-width: 640px;
  margin: 0 auto 32px;
}
.hero .actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Sections */
section { padding: 56px 0; }
section.alt { background: var(--bg-soft); }
h2 {
  color: var(--navy);
  font-size: 30px;
  margin-bottom: 12px;
  text-align: center;
}
.sub {
  text-align: center;
  color: var(--muted);
  max-width: 640px;
  margin: 0 auto 40px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}
.card {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 28px;
}
section.alt .card { border: 0; box-shadow: 0 2px 10px rgba(13, 16, 48, 0.06); }
.card h3 { color: var(--navy); font-size: 19px; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 15.5px; }
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--blue);
  color: #ffffff;
  font-weight: 800;
  font-size: 18px;
  margin-bottom: 14px;
}
.tick { color: var(--sky); font-weight: 800; margin-right: 8px; }

/* CTA band */
.cta-band {
  background: var(--navy);
  text-align: center;
  padding: 56px 0;
}
.cta-band h2 { color: #ffffff; }
.cta-band p { color: #b8bdd6; margin-bottom: 26px; }

/* Forms */
form.apply { max-width: 680px; margin: 0 auto; }
.field { margin-bottom: 18px; }
.field label {
  display: block;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
  font-size: 15px;
}
.field input[type="text"],
.field input[type="email"],
.field input[type="url"],
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font-size: 15.5px;
  font-family: inherit;
  color: var(--ink);
  background: #ffffff;
}
.field textarea { min-height: 110px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 2px solid var(--sky);
  border-color: var(--sky);
}
.checks { display: flex; flex-wrap: wrap; gap: 10px 22px; }
.checks label { font-weight: 500; font-size: 15px; color: var(--ink); }
.checks input { margin-right: 6px; }
.form-note { font-size: 13.5px; color: var(--muted); margin-top: 14px; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* Content pages (terms, privacy) */
.doc { max-width: 780px; margin: 0 auto; padding: 48px 24px 72px; }
.doc h1 { color: var(--navy); font-size: 32px; margin-bottom: 8px; }
.doc .updated { color: var(--muted); font-size: 14px; margin-bottom: 32px; }
.doc h2 { text-align: left; font-size: 22px; margin: 32px 0 10px; }
.doc p, .doc li { color: var(--ink); font-size: 15.5px; margin-bottom: 12px; }
.doc ul { padding-left: 22px; }

/* Footer */
footer {
  border-top: 1px solid var(--line);
  padding: 36px 0;
  font-size: 14.5px;
  color: var(--muted);
}
footer .foot {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}
footer a { color: var(--muted); }
footer a:hover { color: var(--blue); }
.disclosure { margin-top: 14px; font-size: 13.5px; }

@media (max-width: 720px) {
  .hero { padding: 48px 0 44px; }
  .hero h1 { font-size: 30px; }
  .hero p.lead { font-size: 17px; }
  .nav { flex-direction: column; align-items: center; gap: 10px; padding: 12px 0; }
  .nav .logo img { height: 36px; }
  .nav ul {
    width: 100%;
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px 16px;
  }
  .nav ul a { font-size: 14px; }
  .nav ul a.btn { font-size: 14px; padding: 9px 16px; }
  h2 { font-size: 25px; }
}